| 
 Frequently Asked Questions
 
  
  
    
      |  Question 
      6: 
      Is having a Local Office really such an advantage ... ?         
      
      Absolutely !   Local people 
      that see you and get to know you, as well as your
 own personal agent, just can't be beat.   A local office is familiar with 
      the area,
 facilities, and procedures.  This certainly is not the case, when you call 
      some
 toll-free number and get someone different each time that doesn't know
 anything about you.              Premiums can be sent to anywhere,
 but Service should 
      all be Local.
 
  Getting the Runaround?
 
       
       
 
 
 
                                                                            
      
       F. A. Q.s Return
 
 
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