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         Legal Matters, Disclaimers, and
          Copyrighted Copyright Information


By accessing, reading, and making use of the web pages that are provided
by the AmericanRetiredPersons.com website  ( hereinafter referred to as
"Association"), you agree to be bound by the terms and conditions set out
below and on the respective web pages without limitation or qualification.

Should you become dissatisfied with any web page of the Association or with
any terms and conditions related thereto, your sole and exclusive remedy is
to discontinue accessing the respective page.

The product material included on the Association website is for informational
purposes only. This material is intended solely to provide a general overview
of the types of products and range of services available from the Association.

The materials on AmericanRetiredPersons.com are "as is" and without
warranties of any kind, either expressed or implied, including, but not limited
to, implied warranties or merchantability and fitness for a particular purpose.
Association does not warrant that the functions contained in the materials
will be uninterrupted or error-free, that defects will be corrected, or that this
website or the server that makes it available are free of viruses or any other
harmful components.  Association does not warrant or make any
representations regarding the use or the results of the use of the materials
on this website in terms of their correctness, accuracy, reliability,
or otherwise.  You ( and not Association )  assume the entire cost of all
necessary servicing, repair, or correction.

HYPERLINKS
This is a free service offered to you by the Association. We cannot and do not
guarantee that the links set out on our website will be accurate at the time of
your access. Moreover, the sites pointed at by Hyperlinks are developed and
possibly maintained by persons over whom the Association do not and
cannot exercise any control. We cannot and do not monitor the sites linked to
our pages on the Internet. Accordingly, the Association does not assume any
responsibility for the content of any site referenced to by any Hyperlink.

RELIABILITY OF INFORMATION
You assume total responsibility and risk for your use of the web pages created
and offered by the Association or other persons. It is solely your responsibility
to evaluate the accuracy, completeness, and usefulness of all opinions,
advice, services, and other information provided through the web pages of
the Association or on the Internet generally.

The Association shall under no circumstances be liable for any direct, indirect,
incidental, special, punitive, or consequential damages that result in any way
from your use of the Internet or your reliance on or use of information gained
or services provided on or through our web sites or the web sites of third
parties.

USER CONDUCT
When making use of the service provided on the web pages by the
Association you may not:

bulletpost or transmit any unlawful, threatening, abusive, libelous, defamatory,
obscene, pornographic, profane, or otherwise objectionable information
of any kind, including without limitation any transmissions constituting
or encouraging conduct that would constitute a criminal offense, give
rise to civil liability, or otherwise violate any local, national, or
international law, including without limitation the U.S. export control
laws and regulations;
 
bulletpost or transmit any information or software which contains a virus,
worm, Trojan horse, or other harmful component;
 
bulletpost, publish, transmit, reproduce, distribute, or in any way exploit any
information, software, or other material obtained through our web pages
for commercial purposes  ( other than with the advance express written
permission by the provider of such information, software, or other
material );
bulletupload, post, publish, transmit, reproduce, or distribute in any way
information, software, or other material obtained through our web pages
which is protected by copyright, or other proprietary right, or derivative
works with respect thereto, without obtaining prior written permission
of the copyright owner or right holder; or
bulletupload, post, publish, reproduce, transmit or distribute in any way any
component of our web pages themselves or derivative works with
respect thereto, except where expressly stated without the prior written
permission of the Association.

This site is owned and operated by Association.  Permission is granted to
display and navigate around this website with a computer using an HTML
browser software, solely for personal, non-commercial use. Any commercial
or public use of this website or any portion hereof is strictly prohibited.

Except as otherwise permitted by Association, no materials from
AmericanRetiredPersons.com  may be copied, reproduced, republished,
uploaded, posted, transmitted, or distributed in any way. You may download
materials displayed on this website for non-commercial, personal use only
provided you also retain all copyright and other proprietary notices contained
on the materials. You may not distribute, modify, transmit, reuse, repost, or
use the content of this website for public or commercial purposes, including
the text, images, audio, and video, without  Association written permission.

Association neither warrants nor represents that your use of materials
displayed on this website will not infringe rights of third parties not owned
by or affiliated with Association.

The materials displayed on the Association website, including without
limitation all editorial materials, informational text, photographs, illustrations,
artwork and other graphic materials, and names, logos, trademarks and
service marks, are the property of Association or of the parties furnishing
such materials to Association, and are protected by copyright, trademark and
other intellectual property laws. Any such content may be displayed and
printed solely for your own use, and you agree not to reproduce, retransmit,
distribute, disseminate, sell, publish, broadcast or circulate any such material
to any other person or entity without the express prior written consent of
Association.

You agree to indemnify, hold harmless and defend Association and its agents,
affiliates and employees from and against any and all claims, liabilities, costs
and losses, including reasonable attorney's fees, arising from any violation of
these terms and conditions by you.

 

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