 | At least
one year
or two of nursing home or home health care coverage,
including intermediate and custodial care. Nursing home or home health care benefits
shouldn't be limited primarily to skilled care.
|
| Coverage
for Alzheimer's disease.
|
| An inflation
protection option
available.
|
| An
"outline of coverage" that systematically describes the policy's benefits,
limitations and exclusions. (that allows you to compare it with others)
|
| A
guarantee that the policy cannot be canceled, non-renewed, or otherwise terminated because
you get older or suffer deterioration in your physical or mental health.
|
| The
right to return the policy within 30 days after having received it for a full premium
refund, if after having received the policy, you decide that you do not want it.
|
| No
requirement that policyholders:
- First be hospitalized in order to receive nursing home benefits or home health care
benefits,
- or -
- First receive skilled nursing home care before receiving intermediate or custodial
nursing home care,
- or -
- First receive nursing home care before receiving benefits for home health care.
|
