Plans for U.S. Citizens and Residents
 Cliffs and Coast, Hawaii


















For Travel:

bulletU.S. citizens or residents traveling domestically or internationally can purchase our Travel Insurance Select ®, a package plan that includes benefits for covered trip cancellation/interruption, travel medical expenses, emergency medical evacuation, baggage loss, baggage delay, and accidental death, plus 24-hour worldwide emergency assistance services.
bullet Alternatively, U.S. citizens or residents traveling outside the U.S., who prefer a plan focused on travel medical and emergency medical evacuation benefits, can purchase our InterMedical™ Insurance. InterMedical™ Insurance includes 24-hour worldwide emergency assistance services, and also offers high limit accidental death and dismemberment benefits.
bullet Organized groups can consider one of a wide range of our group plans.

For Study Abroad:

bullet Study USA-HealthCare™ Insurance: Medical insurance for students studying outside their home country. Meets or exceeds the requirements set by the Department of State, Immigration & Naturalization Services, NAFSA and university study abroad programs. Available for one month to four years.

Whether Traveling Or Not:

bullet WorldMed™ Insurance: WorldMed is a flexible medical insurance plan for people traveling outside their home country. Available from 15 days to 3 years, it offers 3 levels of accident and sickness coverage up to $1,000,000.
bullet High Limit Accident Insurance: U.S. citizens or residents desiring accidental death coverage can purchase our High Limit Accident plan with available limits from $500,000 to $20 million or more. Coverage is worldwide and is offered by the week, month, or on an annual basis. Optional coverage for war or terrorism risk is available. This is important protection for a business desiring to offset the loss of a key employee or principal, as well as for high net worth individuals. Individuals planning high adventure travel, lengthy trips, or travel to unstable parts of the world also appreciate this coverage.
bullet Worldwide Major Medical Plan: U.S. citizens residing outside the U.S. for 6 months per year or more can purchase major medical insurance coverage with Worldwide Major Medical, offering maximum benefits up to $5,000,000 per person, per lifetime. The plan offers a choice of deductibles as well as optional U.S. coverage for an additional premium.

 Travel Medical Return
Travel Medical Return