You may not be prepared to travel until you acquire adequate international medical insurance.

Many people don't realize how expensive medical care can be away from home, and especially out of one's home country. Without proper insurance, a long-planned trip or study abroad can turn into an extremely costly and frustrating experience.

Thousands of travelers pay the price each year because their current health care plan provides little or no coverage for medical expenses outside their "network" or their home country.

For example, U.S. Medicare does not cover anyone traveling outside the U.S. Visitors to the U.S. are often shocked at the cost of U.S. medical care, and a family's savings can quickly be exhausted when a visitor experiences an unexpected illness or injury.